Loan Rates - All terms are approximate and are included only as a basis for computing an approximate payment. Please see a BECU employee for complete details. -  Print This Page
90-day note
Minimum amount: $1,001
Term Rate Apr Payment
90 days 12.490 12.490 $1,031.83
First Mortgage Fixed
1% origination fee plus actual closing costs, 95% financing
Term Rate Apr Payment
5 yrs 4.750 5.327 $18.76
10 yrs 5.875 6.206 $11.09
15 yrs 6.125 6.363 $8.51
First Mortgage Variable
Caps: 1% annual, 5% lifetime, 1% origination fee plus actual closing costs
Term Rate Apr Payment
30 yrs 5.000 5.125 $5.29
Home Equity
Variable rate. $100,000 maximum
Term Rate Apr Payment
20 yrs 6.000 6.000 $7.31
Home Improvement
Variable rate. $15,000 maximum
Term Rate Apr Payment
10 yrs 6.750 6.750 $11.61
Line of Credit
Line of Credit
Term Rate Apr Payment
60 mos 12.490 12.490 $22.50
New Consumer Goods
48 mos. Available on loans over $3,000
Term Rate Apr Payment
36 mos 9.750 9.750 $32.16
48 mos 10.250 10.250 $25.49
New Farm Equipment/Lawn & Garden
No down payment, variable rate
Term Rate Apr Payment
72 months 7.250 7.250 $17.29
New Mobile Homes
New Mobile Homes
Term Rate Apr Payment
15 years 8.250 8.250 $9.85
New Vehicles, Boats, Motorcycles
* variable rate on 72 mos, 84 mos, & 96 mos. 72 mos available on loans over $10,000, 84 mos available on loans over $30,000, 96 mos available on loans over $39,999
Term Rate Apr Payment
36 mos 4.500 4.500 $29.75
60 mos 4.950 4.950 $18.85
72 mos 5.250 5.250 $16.22
84 mos 6.950 6.950 $15.07
96 mos 8.250 8.250 $14.27
New and Used RVs, Houseboats, Cabin Cruisers
No down payment. $15k-$30k and greater variable rate
Term Rate Apr Payment
$0-$15k, 60 mo. 9.750 9.750 $21.12
$15k-$30k, 84 mo. 7.250 7.250 $15.34
$30k-$50k, 120 mo. 7.250 7.250 $11.87
$50k+, 180 mo. 8.250 8.250 $9.85
Payday Lending Alternative Loan
$500 Maximum, no credit check required
Term Rate Apr Payment
6 mos 18.000 18.000 $175.61
Personal Loan
Personal Loan
Term Rate Apr Payment
60 mos 12.490 12.490 $22.50
Unimproved Property
1% origination fee plus actual closing costs, 85% financing
Term Rate Apr Payment
5 yrs 7.000 7.669 $19.80
10 yrs 7.500 7.872 $11.87
15 yrs 8.000 8.278 $9.56
Used Mobile homes/farm equipment
variable rate on 72 mos
Term Rate Apr Payment
<$4,000, 24 mo. 11.750 11.750 $46.97
$4k-$6k, 36 mo. 11.750 11.750 $33.11
$6k-$15k, 48 mo. 11.750 11.750 $26.22
>$15k, 72 mo. 8.250 8.250 $17.78
Used Vehicles, Boats, Motorcycles - Model year 2003 and older
variable rate on 60 mos & 72 mos. 72 mos available on cars valued over $20,000
Term Rate Apr Payment
36 mos 5.000 5.000 $29.97
54 mos 5.250 5.250 $20.83
60 mos 5.500 5.500 $19.10
72 mos 5.750 5.750 $16.46
Used Vehicles, Boats, Motorcycles - Model year 2004 - 2008
variable rate on 60 mos & 72 mos. 60 mos available on cars valued over $3,500, 72 mos available on cars valued over $20,000
Term Rate Apr Payment
36 mos 4.750 7.750 $29.86
54 mos 5.000 5.000 $20.72
60 mos 5.250 5.250 $18.99
72 mos 5.500 5.500 $16.34
Visa
Visa
Term Rate Apr Payment
n/a 9.900 9.900 $30.00