Membership Package

Add to your employee benefits package without adding to your cost

Become a Partner Company with BECU! Being a Partner Company means that you offer membership in BECU as part of your employee benefits package. Anyone who works for you, would be eligible to be a member of BECU.

Why? For starters, its a way to add to your benefits package without spending a dime - it's free for your company, and its free for your employees.

If you need more information, just follow these links:
What others are saying. Why BECU. Why it's free. How it works.

If you would like us to contact you with more information about adding BECU membership to your company�s benefits package - at no cost to your company - just fill out the form below, or call Kim Gunter at 665-1016.
To request that your company become part of BECU's field of membership, you will need to complete a Partner Company Information Sheet and prepare a Letter of Request. All applications and letters will be reviewed by the Board of Directors at their next scheduled monthly meedting.

Why BECU?

BECU has been in the business of helping families in the community for over 50 years.
l We have a solid history of competitive loan rates and deposit rates.
l All earnings are given back to the membership, which means that as we�ve grown through the years, we have helped more and more people become financially independent.
l All credit unions aim to do these things, but BECU does it exceptionally well. Just ask any member and they will tell you that BECU is the best place to keep your savings, and often the smartest place to get a loan.
l By offering BECU membership in your benefits package, you�ll be giving your employees and their families something they can�t get at any bank - ownership of a financial institution that only exists to increase their wealth and knowledge.

How it Works: The steps are simple
The first step is easy - all you have to do is ask, and we�ll take care of the rest.
l For information about beginning the process, just fill out the form above, or call Kim Gunter at 665-1016.
l After that, the process is simple:
   l We�ll provide any materials you�ll need for current employees and new hires.
    l We�ll come at a time convenient for you to give information to your employees about how to join.
    l We�ll come to your location to give your employees a convenient time to begin their membership.
    l If your company has interest, we�ll come to your location to offer financial seminars on savings, budgeting, and more.

Why it�s free for your company:

Unlike your other benefits, like insurance or vacation days, offering BECU membership doesn�t cost your company a thing. This is because we function entirely from serving our members' needs. Our income is from our low-rate loans, and any profits made are returned to the members in the form of dividends on their savings. We are a non-profit organization committed to making sure our members and their families succeed financially.

What others are saying:

"One of the most appreciated, but most overlooked benefits is membership in a credit union." "Low Cost Benefits that Will Make Your Employees Happy", entreprenuer.com

"BECU's commitment to providing personal on-site services makes banking easy and convenient for our associates." Anne Partain, Senior Office Associate in Compensation & Benefits, Denso Manufacturing Athens Tennessee

"Because credit unions often charge lower interest rates on loans, including mortgages, as well as smaller up front fees, the savings go right inot employees' pockets." Miranda Marquit. "Creative Employee Benefits: A Credit Union Membership", associatedcontent.com

"While soaring insurance costs and changing tax laws have restricted the perks companies can offer, credit union membership remains an affordable benefit that not only costs nothing but is now available to many more businesses." Robin Broyles. "Credit Union Membership". Charleston Regional Business Journal.

"Credit Union membership is good for life and won't expire no matter what changes occur at home or in the workplace. So it's an employee benefit that has long-standing value for the entire family." "Credit Union Membership Enhances Employee Benefits." Los Angelos Business Journal.

Frequently Asked Questions:

Q: Does it cost my company anything?
A:No. Being a Partner Company is free. BECU operates from income generated when members use our services. We are non-profit and therefore do not need to charge excess fees to our members or our Partner Companies. BECU provides all materials for the Partner Company, so there is no materials cost.

Q: Does it cost my employees anything?
A: No. There is no membership fee if your employees choose to join

Q: Do a certain number of employees have to join?
A: No. Once you make membership available to your employees by being a partner company, it is entirely up to the individual employee if they want to join or not. There are no requirements to maintain to be a partner company.

Q: Will my employees really use this service?
A: Yes. At every Partner Company that we work with, at least 10% of the employees immediately take advantage of their new benefit and open an account. As time goes on, more an more employees will use the benefit. Some of our Partner Companies have 100% participation, and some have just 10%. No matter how many or how few of your employees choose to join, whoever does join will be a happier employee and will be grateful you gave them the option of being a member.

Q: Why doesn't BECU just open eligibility to the whole community like some credit unions do?
A: By only allowing people who work for certain companies (and their family members) join, BECU is taking on less risk, and can therefore offer better loan and deposit rates. BECU has an exceptionally low default rate because we know who our members are. That means your deposits are safely invested, and your loans have better rates.