Share Draft Accounts / Checking Accounts
We offer three different checking accounts - one of which is perfect for you. You'll find that all of our accounts offer the best interest rates while still having the lowest fees out of any local financial institution. BECU also has over 32,000 surcharge-free ATMs nationwide with the Allpoint Network - more than any other local financial institution. Find an ATM near you. Free Interest Checking: BECU is the only place where our basic checking is free AND earns interest.- Earns Interest. See rates.
- No minimum to open
- No minimum balance
- No minimum to earn interest
- No service fees
- No limits on the number of checks you can write
- No per check fees
- Free CheckCard or ATM Card with access to over 32,000 surcharge free ATMs
- Free overdraft protection from your savings account and BECU Line of Credit (if applicable)
- $500 Courtesy Pay protection
- Free myBranch access & Free telephone access 24/7
- Free Online Bill Pay
- Free E-Statements
Premium Interest Checking: Earn exceptional interest with this flexible account with premium features. - Earns High Interest. See rates.
- Free checks once per year
- $1,000 Courtesy Pay protection
- $100 minimum to open
- $5 monthly fee (waived if balance is kept at $500 or more)
- $500 minimum average daily balance to earn interest
- No limits on the number of checks you can write
- No per check fees
- Free CheckCard or ATM Card with access to over 32,000 surcharge free ATMs
- Free overdraft protection from your savings account and BECU Line of Credit (if applicable)
- Free myBranch access & Free telephone access 24/7
- Free Online Bill Pay
- Free E-Statements
Gold Interest Checking: Free checking that earns interest, with some special perks for members age 50 or better.- Earns Interest. See rates.
- No minimum to open
- No minimum balance
- No minimum to earn interest
- No service fees
- Free checks once per year
- Free money orders
- No limits on the number of checks you can write
- No per check fees
- Free CheckCard or ATM Card with access to over 32,000 surcharge free ATMs
- Free overdraft protection from your savings account and BECU Line of Credit (if applicable)
- $500 Courtesy Pay protection
- Free myBranch access & Free telephone access 24/7
- Free Online Bill Pay
- Free E-Statements
- Entry into our yearly "Pot of Gold" drawing for $500! One lucky Gold Interest Checking owner will win. Drawing held in March. Click here for offical contest rules.
- Travel Club. Upcoming adventures:
Reorder ChecksTo reorder Liberty checks, you will need the reorder form that is included in your last check order. Note: If you use a check printing company other than Liberty, please order directly through the credit union. Click here for a secure connection to reorder Liberty checks. |