When you apply for a loan at BECU, you know you'll get quick service from the people you know. One of our primary purposes is lending money to our members. Also, with us, the loan officer you deal with initially will normally be the person who sees your loan all the way through. Click below to learn more about our lending products.
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HomeLoans
New Auto/Boat/Motorcycle
Used Auto/Boat/Motorcycle
Home Equity Credit Line
Home Improvement
Signature
Pledge
Visa
Payday Lending Alternative Loan
Holiday Loans
Other Loans
Term Life Insurance for Loans
Disability Insurance for Loans
Student Loan Information from edAmerica
Federal PLUS (parent) Loan
Federal Stafford Loan
Tennessee Teacher Edloan Program
Tennessee Nursing Edloan Program
New Auto/Boat/Motorcycle You can choose fixed-rate financing for 36 or 60 months and pay no money down. Or, you may elect to take advantage of our 72-month variable-rate loan if the vehicle is valued at $10,000 or more. You can finance any vehicle as if it were new if it has not been previously financed at BECU, has fewer than 15,000 miles and is less than 2 years old. Top
Used Auto/Boat/Motorcycle Finance with a fixed rate for up to 100 percent of the NADA Average Retail price. If it is valued over $3,500, you can take advantage of our 60-month variable-rate program. Top
Holiday Loans Get up to $1000 just in time for the Holidays. We've set the rate low at 6% so that your family can afford the holiday season you dream about. With a twelve-month term, this is the perfect loan for those short-term holiday needs. Top
Home Equity Credit Line It features a 20-year term with a variable rate and no closing costs*. You can establish a credit line up to 95 percent of your home’s appraised equity up to $100,000, then use your money however you want, whenever you want. Top
*Restrictions apply. Call for details.
Home Improvement When it’s time for home fix-ups, we’ve got you covered. The 10-year term makes payments affordable. This loan features a variable rate. Top
Signature Your signature alone gives you access to cash with our unsecured loans. Choose from our revolving line of credit, a 90-day note or personal loan. Top
Pledge You can borrow against either your shares or Term Share Accounts. Choose whether you want to make periodic or lump-sum payments. Top
The BECU Classic Visa With our card, you won’t find any unpleasant surprises like the ones you may get from offers that constantly bombard your mailbox and telephone. Our Visa features a low interest rate and no annual fee, plus no-fee cash advances and no surprises. Click here for an application. Top
Payday Lending Alternative Loan Have you been trapped by Payday Lenders? If so, you are paying as much as 400% APR for those short-term cash shortages. BECU has a better alternative that will help you get the cash you need and will actually help you to save money. You can get as much as $500 for 6 months, with no credit check. All that is required is that you have direct deposit and that you deposit at least 10% of the loan into a special BECU Savings account. That way you'll start saving as soon as you get the money you need! Top
Other Loans We also offer several types of other loans to meet your needs whether you’re in the market for a mobile home, farm equipment, RV, computer, electronic equipment, furniture or appliances. Top
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